The inspection report says active infestation and the deal stops there.
Kentucky sits in a heavy subterranean termite region. A wood destroying organism report with an active finding ends most financed transactions on the spot.
Sell with the damageWhy Kentucky is termite country
The state falls in a moderate to heavy subterranean termite pressure zone. Combine that with the amount of older housing on crawlspaces, wood in contact with soil, and damp basements, and infestation is a routine finding rather than a rare one.
Damage is usually discovered during a wood destroying organism inspection, which is required for VA loans and commonly ordered on others. By then it is in a report that follows the property.
Treatment is the easy part
Chemical treatment or a bait system is comparatively affordable and effective. What costs money is the structural repair, because termites eat sill plates, joists, and studs from the inside, and the damage is only visible once material is removed.
Sill plate replacement means supporting the structure while the wood is cut out and replaced. That is real carpentry, and the extent is never known until it is opened up.
What a cash sale skips
No WDO report requirement, no lender conditioning the loan on treatment and repair, no negotiation over an unknown repair number in the final week of a contract.
We assume treatment and some structural repair on older Kentucky housing with any history of activity. Existing treatment records or a transferable bond are worth sending, because they help.
Five questions. That is the whole thing.
We already know your situation from this page. Change it if it does not fit.
Question 1 of 5
What people ask about this
Do I need to treat before selling?
Not to us. For a financed sale a lender will usually require treatment and sometimes repair before closing.
How do I know if the damage is structural?
You often cannot from the surface. That uncertainty is exactly why financed buyers walk and why we price for a range.
What about carpenter ants or powder post beetles?
Same category from our standpoint. Any wood destroying organism finding gets treated the same way in our numbers.
Often it is more than one thing at once
Sell with the damage.
No cost, no obligation, and nobody shows up at your door unless you ask them to.