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The lien is attached to the house, not to you.

That sounds worse than it is. Because it runs with the property, it can be resolved at closing rather than being something you have to clear first.

Hand off the lien

How citations become liens

Local code authorities issue citations for things like overgrowth, debris, unsecured structures, and unpermitted work. Each carries a compliance window and a penalty schedule. Ignored long enough, the civil penalties can be assessed against the property and recorded as a lien.

In Louisville Metro this runs through Codes and Regulations with its own hearing process. Other Kentucky jurisdictions operate comparable programs with different names.

The compounding is the real damage

A single citation on a vacant property can generate ongoing penalties. Owners who have moved out of state are especially exposed, because notices go to the property address and nobody opens them.

If the city abates the condition itself, mowing, boarding, or demolishing, that cost typically gets assessed too. Demolition liens in particular often exceed what the empty lot is worth.

What changes

Resolving it in the transaction

The title search identifies recorded liens and the closing agent obtains a payoff from the jurisdiction. It gets paid out of the sale proceeds, and the release gets recorded.

You do not need to bring the property into compliance first or negotiate with the code office yourself. Send us the citation numbers and any notices, including the unopened ones, so we can price it accurately.

Free, and you owe us nothing

Five questions. That is the whole thing.

We already know your situation from this page. Change it if it does not fit.

Question 1 of 5

Where is the house?

Street address is enough to get started.

What is going on with it?

Pick the closest one. You can explain the rest on the call.

What kind of shape is it in?

Be honest. A rough answer does not lower the offer, a wrong one changes it later.

How soon do you need to be done?

We close on your date, not ours.

Where should we send the number?

One call, one number. We do not sell your information to anybody.

No cost and no obligation. If the number does not work for you, that is the end of it.

We have it.

Expect a call from a 502 number within one business day.

Or call us now
Takes about 90 seconds No obligation We never sell your info
Straight answers

What people ask about this

Do I have to fix the violations before selling?

No. We take on compliance after closing. Unpaid penalties that became liens get paid at closing from proceeds.

What if the city already demolished the structure?

Then there is likely a demolition lien against the lot. Get a payoff figure, because it sometimes exceeds the land value and that changes everything.

Can code fines follow me personally?

The lien attaches to the property. Whether any personal liability exists depends on the jurisdiction and the citation. Ask a Kentucky attorney.

Hand off the lien.

No cost, no obligation, and nobody shows up at your door unless you ask them to.